Hi Friends,

Even as I launch this today ( my 80th Birthday ), I realize that there is yet so much to say and do. There is just no time to look back, no time to wonder,"Will anyone read these pages?"

With regards,
Hemen Parekh
27 June 2013

Now as I approach my 90th birthday ( 27 June 2023 ) , I invite you to visit my Digital Avatar ( www.hemenparekh.ai ) – and continue chatting with me , even when I am no more here physically

Saturday 1 August 2015

A WELCOME PROBLEM ?

India's trade imbalance with China is approx $ 36 billion


With slowing down of Chinese economy and speeding up of Indian economy , it is quite possible that this may get worse 



How ?


>  To grow at a faster rate , India will need to import more raw materials and 


     components from wherever these can be got cheaper


>  To counter its own slow down , Chinese companies will compete fiercely 


    ( with the rest of the World ) to export its products to India



This is evident in supply of PV Solar Panels from China, where Chinese companies have dropped their prices drastically


This price drop has enabled Chinese companies to export to India, PV Systems worth  :


>  Rs 352 Crores  in 2010-11


>  Rs 3,745 Crores in 2014-15



Result :


>  India's domestic power output , using PV Systems , went up from 1,000 MW in 2010-11 to 4,000 MW in 2014-15  !


>  Average solar power tariff went down from Rs 17 per unit to Rs 5 per unit !



Now , Indian PV System Manufacturers are very unhappy with this Chinese " dumping " , for two reasons :



>  Their annual production capacity is only 1300 MW of PV Systems


>  They cannot match the Chinese prices




But the Power Minister seems to be saying :




"  My target for Solar energy generation is 1,00,000 MW by 2022 .


   Of this , Indian Manufacturers can deliver , no more than 10,000 MW

   And I want to bring down Solar Power tariff below the current average , 


   which is possible only when " Rs / MW of installed capacity " becomes less


   than that for coal-based power plants 


   So , I must buy Solar Plants at less than Rs 5 crores / MW installed capacity


   Only Chinese companies can supply me at Rs 3 Crores / MW

   For 1 lakh MW ( 100 GW ) target , I need Rs 3 lakh*crores of funds

   And the Chinese companies will also get me " Suppliers Credit " @ 2% interest

   Last week , 649 companies from all over the World , bid for 20.6 GW of Solar
  
   Power auction in Brazil , which is expected to place orders by Nov 2015

  I must place my orders on Chinese Companies before Brazil ties up their      production capacities ! 
   
   Remember , 100 GW of Solar Power will help us,

   >   Light up 5 Crore homes ( @ 50,000 homes / 100 MW )

   >   Generate 15 lakh " green jobs "

   >   Raise our GDP by 0.5 % 

Must act fast  ! !

  

   



Only thing Power Minister would not say publicly is :



"  If importing Solar PV Systems from China worth Rs 3 lakh*crores is going to


 worsen our trade balance , please treat it as a welcome problem ! "


------------------------------------------------------------------------------------


hemen  parekh


03  Aug  2015


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Non Performing Assets ?

Central Government just announced a package of Rs 70,000 Crores for re-capitalization of Public Sector Banks ( PSB ) , spread over 4 years

PSBs are carrying on their books , NPA ( Non Performing Assets ) of some Rs 2.8 Lakh Crores ( 70 % of Rs 4 lakh crores for all banks )

NPA is a euphemism for bank-loans given to rich businessmen / industrialists , who are refusing to re-pay !

Apart from defaulting on loan repayments , some 17 of them are even defaulting to pay up Rs 2.14 lakh crores worth of Income Tax !

From where is Central Government going to get those Rs 70,000 crores ?

From my tax money 

I cannot complain  !

Because , if the Government did not dole out this largess , then those banks may declare bankruptcy 

And I will lose all my savings and fixed deposits  

Better to pay some tax than lose my life's savings !

But what about those tax-payers who have no bank savings worth protecting ?

Why must they be punished for " Crimes of Commissions and Omissions " committed by :

>   Lax ( or conniving ? ) Bank Managers who gave out those loans without 

     sufficient collateral or dragged their feet on recovery ?

>   Loan Defaulters who siphoned off the loan money in personal accounts or

      undeclared assets , with impunity  ?

>   Law Makers who failed to pass iron-clad acts with stringent penalties for 

     willful defaulters  ?  

In the meantime , some 17,000 farmers continue to commit suicide EVERY YEAR , for being unable to repay bank loans of a few thousands of rupees  !

And the worst part is :

History will repeat itself , all over , 10 years from now !

Vested interests will ensure " statusquo  ante " !

---------------------------------------------------------------------------------

hemen  parekh

02 Aug  2015

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Sunday 26 July 2015

If Mohamed cannot go to Mountain



There is an old saying:

" If Mohamed cannot go to Mountain , let Mountain go to Mohamed "

In today's internet era , an equivalent would be :

" If people cannot go to where jobs are , let jobs go to where people live "


Remember , in 2015 , it is much easier / cheaper to import " digital service " based jobs into India , then to export people to foreign countries , where they will face a lot of resistance / animosity from local citizens

Examples :

Call Canters  /  BPO  /  RPO  / LPO  /  KPO ....any PO ( Process Outsourcing )


May be this is what was in the mind of Shri Ravi Shankar Prasad ( Minister for Communication and Information Technology ) , when he proposed setting up of 480 Call Centers ( @ 100 seats each )


As per Minister ,

>  These will be set up in smaller towns

>  These will be distributed State-Population wise

>  Union Government will give Rs 1 lakh subsidy per seat

>  Established Company will hand-hold a local entrepreneur for setting up
    the Call Center

>  Local entity can be an agency ,society ,individual ,partnership ,Company

>  State Governments will need to provide electricity / security

>  Center will soon issue call for expression of interest



But with 100 persons working in each shift , that would generate employment for only ,

480*100*3 = 1,44,000  youth 

And we have 12 million people joining our work force every year  !

Can we find ways to generate in small towns , millions of jobs for 3.5 million students graduating from our colleges , each year ?


It is possible , with following  " OUT OF THE BOX " thinking :


#   SPACE

India boasts of over 1.3 million schools . These school buildings are occupied for only 8/10 hours per day

Let Government frame rules which encourage these school-buildings to turn into Call Centers after 5 pm

For a 100 seat Center , Government is planning to give a subsidy of Rs 100 lakhs

If 25 % of this subsidy is passed onto a school , it will be happy to lease out its premises to a Call Center



#   BROAD-BAND

Under " Digital India " program , let Union Government provide a 100 Mb broadband connection to each such " School-cum- Call Center " , free of cost

That will also help the students to freely access digital education content throughout the day



#   BLACK  MONEY


Launch an Amnesty Scheme under which black money is permitted to be invested into setting up such Call Centers

No questions asked as to the source . No penalty to be paid . No income tax on earnings for 10 years

There can be no better way to put these money to a mainstream and productive use !

All that debate of " Rewarding " the tax-evaders while " Penalizing " the honest tax payers , is merely academic

India's problems are unlikely to be solved by academicians !

These can be solved , only by pragmatists  !

Luck happens when " preparedness " meets " opportunity "

My suggestions will prepare us to make 21st Century , an Indian Century !

-------------------------------------------------------------------------------------

hemen  parekh

27  July  2015

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Saturday 25 July 2015

Building Castles in Air ?



Somewhere I read :

"  It is alright to build castles in air , as long as you know how to place a foundation underneath , later on  "

Here are some examples of castles that our Governments have built ( - in air ? ) , recently :


CASTLES

Government  /  No of houses to be built / Period / Ave No per day


#   Maharashtra  /  1.1 Million  /  2015 - 20  /  602 per day

#   Gujarat         /  5  Million   /  2013 - 18   /   2,740 per day

#   Centre         /   20  Million  /  2015 - 22  /  7,827  per day


I assume that it will take , at least  ONE YEAR  to organize :


#  Land

     Find / acquire , thousands of vacant plots all over State / Country


#   Funds

     Arrange loans / borrowings as follows :

     *  Maharashtra...............  Rs  1,00,000  Crores
     *  Gujarat....................... Rs  5,00,000  Crores
     *  All India...................... Rs  20,00,000  Crores


#  Contractors

    Invite tenders / negotiate / sign building contracts with hundreds of really
    big contractors , who can mobilize billions of rupees worth of construction
    machinery , crores of rupees of working capital and lakhs of manpower


So , if ONE year is lost before construction starts , then the " Average Number of houses to be built per day " will substantially go up from above mentioned figures


I leave it to you to work out how many houses ( - 500 sq ft flats ? ) will need to be built EVERY HOUR  !


FOUNDATION

Invite WinSun Decoration Design Engineering Company of China , to bring its 3D house printing technology to India , by setting up 100 factories for pre-fabricating 3D printed houses

Then leave it to thousands of small builders to " Assemble "  on site , a few thousands houses each, on a " Rate Contract " basis

Both , in " Pre-fabrication "  and in " On site Assembly " , mass production is the only foundation !


Why   WinSun  ?


#    On 29 March 2014 , WinSun constructed TEN , 3D printed houses ( 200 sq meter each ) in Shanghai , each costing $ 4,800 ( approx Rs 3 lakh ! )


#    On 17 July 2015 , using its 3D printing technology , WinSun built a 2 storey villa , in just 3 HOURS  !


#    WinSun holds 98 patents for construction materials


#    For 3D printing of houses , WinSun , mostly uses recycled construction materials


#    3D house-printing technology saves,

      *  30% -60 % of building materials

      *  70 % of production time

      *  80 %  of construction cost


#   Egypt Government has placed on WinSun , an order for supplying 20,000 pre-fabricated , 3D printed houses

#   In Egypt , WinSun will establish 12 Dream Factories ( to build pre-fabricated houses ) , within 2 years

     These factories will mostly use desert sand as its main construction material , which was found ideal for 3D printing of houses !


#   In next 3 years , WinSun will set up ( in JV with local parties ) , similar factories in 20 countries , including Saudi Arabia , UAE , Qatar , Mexico , S. Korea , Russia , Morocco , Tunisia , and USA


It is high time , we implement  " Look East " policy of Shri Narendra Modi-ji


I hope this suggestion will reach the people responsible for building those castles in air !


And , I hope Senior Executives of all the big Construction Companies of India ( L&T / Godrej / Tata / Shapoorji Pallonji / Shirke / Mahindra / Gammons / HCC etc ) will take the next flight to China !


---------------------------------------------------------------------------------
hemen  parekh

26  July  2015

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Friday 24 July 2015

If You cannot lick them ; Join them





CAIT stands for Confederation of All India Traders


It has over 4.5 million retailers as its members


Till a few weeks back , CAIT was opposed to e-commerce in retail trade


But when it realized that the e-Commerce tide was unstoppable , it decided to join it !


Recently , CAIT General Secretary , Khandelwal said :


" E-commerce is a reality. We cannot be blind to it. Through ‘e-Lala’, our aim is to retain consumers who were traditionally with brick-and-mortar outlets but are now shifting away to online stores 

We are being forced by circumstances to get into this. We have to move with the times ”


By October 2015 , CAIT plans to launch its own e-Commerce portal " e-Lala" to take on the likes of Amazon / Flipkart / Snapdeal / Myntra etc


But unlike these existing e-Commerce portals , CAIT does not have a war-chest of billions of dollars , to


>   Set up Fulfillment Centers ( Warehouses ) all over the country

>   Advertise online / offline , in a big way



But when you have 4.5 million Fulfillment Centers ( of course small ) , spread all over the entire country , covering every street , then why do you need to build central warehouses ?


And when 10 million delivery boys / girls , deliver a billion packages every day to millions of households , with a plastic bag / card-box carton that reads " YOUR  e-LALA DELIVERY  " , then why do you need to waste money on advertising  ?


Now the bad news :


>   How will e-Lala control the quality of products being delivered by 4.5

     million retailers  ?

>   How will it ensure timely delivery  ?

>   How will it ensure that Member-Retailers do not overcharge ?

>   Existing e-Commerce portals buy in bulk , directly from the         manufacturers ; then offer heavy discounts over the printed MRP . 
     How will e-Lala counter this  ?


>  Today , barely 5 % of the retail buyers , pay thru Credit Cards . 95 % pay in cash

     If e-Lala insists on advance payment using Credit Card thru a online Payment Gateway , will this put-off buyers from using e-Lala portal  ?

          Again , today , almost all buyers pay " Cash Against Delivery " to their neighborhood retailer.

      They may not like to pay in advance of the delivery !

>   To- day, buyers do refuse to accept deliveries for various reasons , such as :

     #   Wrong product or labeling or package size or brand

     #   Expiry date exceeded or about to expire

     #   Even , change of mind !


     All because , there is no online advance payment , and nothing is lost by refusing !

>  To-day , buyers are even able to return the purchased goods to their neighborhood retailer , a couple of days later.

     And the retailer usually accepts the " Return " , in order to retain the

    client on a long-term basis - a client whom , he knows personally !

    This will not be easy to duplicate in E-Lala ecosystem !


This is not to say that CAIT's e-Lala experiment is doomed  !


If anything , e-Lala would do well to think through these issues , then provide answers thru a FAQ page on its e-com web site


And in order to crystallize this thinking , it may not be too late even now , for CAIT to host: TRUE / FALSE : YES/ NO : MULTIPLE CHOICE : online Questionnaires , on its existing web site


One questionnaire for the End-Consumers  and another one for its 4.5 million member retailers


In today's " Dog it Dog " world of e-commerce , one can neither dictate nor predict , a competitor's actions


That kind of wishful thinking just does not work


To stay two steps ahead of the Competitors , you need to think and decide :


"  What am I going to do this morning ? "


-------------------------------------------------------------------------------------

hemen  parekh

25  July  2015

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Thursday 23 July 2015

WILL YOU HELP MSME EXPORT ?



A recently released report by Google + Deloitte is titled :

" Connected Small Business : Unlocking India's Digital Potential "

If India's 30 million MSME get connected digitally , the report sees following changes in MSME eco-system :

>   Growth
     -  revenues could grow up to 27 %

>   Job Creation
    -  employment could grow up to 84 %

>   Innovation
    -  New product offering could go up to 450 %

>   Morale
    -  employee satisfaction could go up by 600 %

>   Productivity
    -  employee collaboration could go up by 900 %

>   Exports
    -  access to International Markets could go up by 65 %


Talking of exports by MSME , I wish report  had mentioned the following annual average export values by :

>  Singapore MSME............ $ 6,700,000

>  Indian MSME.................  $       4,000


Can " Digital Connectivity " help Indian MSME to boost their exports ? If yes , then  by how much ?


That would depend upon our MSMEs to be able to compose a Marketing Message , such as follows and then blast it to the Foreign Importers :


>  I exist and this is where ( Email ID / Phone No ) you can reach me

>  These are my products / services ( attaching photo / video to message )

>  Here are my FOB prices for you to compare with your current suppliers


Then blast it to 8,000 + International Chambers of Commerce ( located in 5,332 cities around the World ), requesting the Chamber Presidents to forward their message to their 8,000,000 Member Firms !


They would be happy to oblige


www.B2BmessageBlaster.com ( B2B ) , will deliver such a message to those 8,000 + International Chambers , within 24 hours


And a MSME would need no more than ONE HOUR to blast it !


You can help MSME exports to go up by 100 % within one year , by just telling them about www.B2BmessageBlaster.com ( B2B ) !


B2B is their " Digital Connection " to International Buyers


Help them announce to the World : Here I come  !


-----------------------------------------------------------------------------------

hemen parekh

24 July 2015

B2BmessageBlaster

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By emailing this suggestion - incorporating your OWN improvements - to the following Policy Makers

(  Just multiple copy all the following Email IDs into the Recipient column of your Outlook and Copy / paste this suggestion in the Message Box ) :


    narendramodi1234@gmail.com; 38ashokroad@gmail.com;ajaitley@del5.vsnl.net.in; jayant.sinha19@sansad.nic.in;piyush.goyal@gov.in;nitin.gadkari@nic.in; spprabhu1@rediffmail.com;bandaru@sansad.nic.in;smritizirani@nic.in;nsitharaman@nic.in; ravis@sansad.nic.in;sureshprabhu@irctc.co.in;prakash.j@sansad.nic.in;secy-ipp@nic.in; amitabh.kant@nic.in; shaktikanta.das@nic.in; rsecy@nic.in; adhia1981@gmail.com; ceo-niti@nic.in; atul-chaturvedi@nic.in; uma.bharati@sansad.nic.in; d.pradhan@sansad.nic.in; rprudy.office@gmail.com; rudypr@rediffmail.com; eam@mea.gov.in; mosvks@mea.gov.in; mvnaidu@sansad.nic.in; mnaqvi@sansad.nic.in; rao.inderjit@sansad.nic.in; mljoffice@gov.in; sadananda.gowda@sansad.nic.in; ministerminority@gov.in; najmah@sansad.nic.in; minister-ca@nic.in; ramvilas.paswan@sansad.nic.in; gandhim@sansad.nic.in; akumar-alpha@sansad.nic.in; jpnadda@sansad.nic.in; hm.moca@nic.in; geete@sansad.nic.in; simratbadal@yahoo.com; ns.tomar@nic.in; rmsingh@sansad.nic.in; tc.gehlot@sansad.nic.in; dr.harshvardhan@sansad.nic.in