Yesterday, for over 2 hours, I struggled to collect
from various Government websites, details about Ayushman Card scheme , in order
to enrol my domestic helpers
I discovered that unless their “ existence “ was recorded
in Govt records during 2011 Census , they cannot be eligible for Ayushman Card
They would need to visit the nearest e-Seva Kendra or a
Govt Hospital and carry with them , following documents :
Ø Aadhar
Card
Ø PAN
Card
Ø Ration
Card
Ø Voter
ID ( - I discovered, my domestic helpers do not have these )
During the process, I discovered that there is another
similar scheme, offering to poor families, an ABHA card
Fortunately , I could get my domestic helpers to
register online and obtain ABHA cards !
This made me think :
Ø Could
Government find a way to SIMPLIFY the process of getting an Ayushman Card , for these poor people with no clue ?
Eg;
Authorising any doctor to examine / validate, just the Aadhar card of a
person / enter
recommend issue of Ayushman Card
Ø Could Government release advertisements in all language news-papers,
tabulating the highlights
of both the Card Schemes ?
So , I turned to ChatGPT and asked
following question :
It seems
Govt is considering Ayushman V 2.0, as per following report. Would it be possible for you to add
a column to the right of the TABULATION you prepared above , give it a title " Ayushman 2.0 proposal - 27
Feb 2023 " and insert into that column, highlights from following news
report ?
>
https://economictimes.indiatimes.com/news/economy/policy/ayushman-2-0-in-works-for-400-million-mid-income-citizens/articleshow/99042601.cms?from=mdr
Thank you for providing more information.
Based on
the article you shared, it appears that the Indian government is considering a
new version of the Ayushman Bharat program, called Ayushman 2.0, which would
provide health insurance coverage to 400 million middle-income citizens.
The
original Ayushman Bharat program, launched in 2018, is a government-funded
health insurance scheme that provides coverage to over 100 million vulnerable
families in India.
The
proposed Ayushman 2.0 program would expand the scope of the original program to
include middle-income citizens who may not qualify for the current scheme but
are still at risk of high healthcare costs.
The
specific details of the Ayushman 2.0 program are not yet available, as the
government is still in the process of finalizing the scheme.
However,
the program is expected to focus on providing coverage for outpatient services
and diagnostic tests, which are not currently covered by the original Ayushman
Bharat program.
Overall,
the goal of Ayushman 2.0 is to improve healthcare access and affordability for
a larger segment of the Indian population.
ChatGPT took 10 seconds to give following reply :
|
Criteria |
AYUSHMAN Card |
ABHA Card |
Ayushman 2.0 Proposal - 27 Feb
2023 |
|
Purpose |
Provide healthcare benefits to economically weaker sections and
deprived rural families |
Improve healthcare access for senior citizens in the country |
Extend coverage to middle-income citizens |
|
Eligibility criteria |
- All families listed in SECC 2011 Data <br> - Families with no
male member between 16-59 years <br> - Families with no adult members
between 16-59 years <br> - SC/ST households <br> - Families
living in one-room houses or no proper walls <br> - Destitute/ beggars/
manual scavenger families/ primitive tribal groups <br> - Families with
at least one physically challenged member <br> - Landless households
deriving a major part of their income from manual casual labour |
- Citizens above the age of 60 years <br> - Those who are not
covered under any other health insurance scheme |
Middle-income citizens who do not qualify for current scheme |
|
Enrollment Process |
- Registration of eligible beneficiaries <br> - Issuance of
e-cards to the eligible families <br> - Verification of beneficiaries
through Aadhaar authentication, biometric identification or other documents
<br> - After verification, the beneficiary can avail cashless treatment
in any of the empanelled hospitals |
- Eligible beneficiaries can apply for the card online or at the
enrolment centres set up by the state government <br> - Verification of
the applicant's age, identity and residence <br> - After verification,
the beneficiary can avail cashless treatment in any of the empanelled
hospitals |
To be determined by the goernment |
|
Benefits |
- Free treatment for 1350 medical procedures across various specialties
in government and empanelled private hospitals <br> - Pre and
post-hospitalization expenses covered <br> - Transport allowances
<br> - Cashless treatment |
- Cover for critical illnesses <br> - Cashless treatment in
government and private hospitals <br> - No medical test required for
enrollment <br> - Pre and post-hospitalization expenses covered |
Coverage for outpatient services and diagnostic tests |
|
Insurance Coverage |
Up to INR 5 lakhs per family per year |
Up to INR 5 lakhs per family per year |
To be determined by the government |
|
Implementation Agency |
National Health Authority (NHA) |
State Governments |
To be determined by the government |
Note: INR stands for Indian Rupee,
and 1 lakh is equal to 100,000.
Dear Shri Mandaviyaji
( Health
Minister – Central Government )
I urge to
publish the above-displayed TABULATION in all news papers – as also consider
simplifying the process
With regards,
Hemen Parekh
www.hemenparekh.ai / 28
Mar 2023
( PS
: My error : date in tabulation – last column
- should be “ 27 March “ – not Feb )
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