Hi Friends,

Even as I launch this today ( my 80th Birthday ), I realize that there is yet so much to say and do. There is just no time to look back, no time to wonder,"Will anyone read these pages?"

With regards,
Hemen Parekh
27 June 2013

Now as I approach my 90th birthday ( 27 June 2023 ) , I invite you to visit my Digital Avatar ( www.hemenparekh.ai ) – and continue chatting with me , even when I am no more here physically

Tuesday 8 May 2018

#Water #Famine #Drought #Kaveri


Writing  is  on  the  Wall



As per data furnished by Central Ground Water Board, per person availability of groundwater in India has been /  will be ,  as follows (  Litres per Day ) :


*    1951……………… 14,180


*    1991……………..    6,030


*    2001…………….     5,120


*    2025…………..      3,670


*    2050…………….     3,120




What factors are responsible for this situation ?



What need to be done – and SUPER-FAST – to remedy this situation ?



How can we prevent those “ Water Wars “ ( so far , mostly at street level and to a lesser extent , at State levels ),  in the fast approaching summer of 2018 ?



For some suggestions, read :




 Water Wars ?  [  08  April  2016  ]

https://myblogepage.blogspot.in/2016/04/water-wars.html

 

 

Not a straightforward Answer !  [  03  March  2017  ]

https://myblogepage.blogspot.in/2017/03/not-straightforward-answer.html

 

 

Water Water Everywhere ? Even in Latur ? [  15 April 2017  ]

https://myblogepage.blogspot.in/2017/04/water-water-everywhere-even-in-latur.html

 

 

Deja Vu ?  [  28  Feb  2018  ]

https://myblogepage.blogspot.in/2018/02/deja-vu.html

 

 

Replicating   Nature  ?  [  23  March  2018  ]

https://myblogepage.blogspot.in/2018/03/waterwars-worldwaterday.html

 

 

Indian Water  Warriors  ?  [  24  March  2018  ]

https://myblogepage.blogspot.in/2018/03/worldwaterday-water.html

 

 

Clean Drinking Water  [  05  May  2018  ]

https://myblogepage.blogspot.in/2018/05/clean-drinking-water.html

 

 

09  May  2018

www.hemenparekh.in / blogs

 

 

 

 

 






Monday 7 May 2018

#UnEmployment #JobsData #EPFO #DigitalIndia


Jobs  Data : How to automate Compilation


Economic Times ( 06 May 2018 ) carries following article :









Summary :


*  CMIE’s ESTIMATE of JOBS


   2016-17…………………….406.7  million
   2017-18…………………… 406     million




*  GHOSH & GHOSH  STUDY


    FY  17……………………….. 45.4 lakh additions to payroll across 190 industries
    FY  18……………………… ..36.8 lakh




*  EPFO  Data


    Dec-Feb ( FY 18 ) ……………. 9.7 lakh
    Apr-Feb……………………………   46.5 lakh additions to payroll

    Sep-Feb  (  FY  18  )…………  31.1 lakh jobs created of which 18-25 age group category
                                             has 22 lakh






This divergence is not surprising !



It is much like having 5 wall clocks in your drawing room, each needing occasional winding



You may rest assured that , quite likely , all will show a different  “ time “ – even if slightly different from the others



And just because you have 5 clocks to depend upon, you become careless in timely winding !  You feel , you can always count on at least one to be working and showing correct time



Except that you don’t know which one !



So , expect this controversy ( as to which Job Data is correct ) to continue , even after 5 years



Now , the Chinese are very obsessed about “ Skilling / Re-Skilling “ their manpower



So , they are unlikely to be satisfied with just data about their “ Unemployment Rate





They would want unassailable data about :



#   Total number of employees ( category / region / industry )


#   Employment Density ( Industry wise / Region wise / Skill wise etc )


#   Net Employment Growth Rate ( weekly - monthly / Industry-wise )


#   Co-relation with no of persons graduating at various levels


#   Data about those Unemployed ( " Graduating " less " Employed " )


#   Overtime Statistics ( Use / Abuse )


#   Work-hour Analysis ( Ave hours / week - month )


#   Wage / Salary Rates ( Yuan per hour ) - Industry wise / Region wise


#   Compliance with labour laws / tax laws / Apprentice Act etc


#   Job Market Forecasts through BIG DATA ANALYTIC ( region / industry )


#   Demographic  Profiles of employees  ( Rural to Urban migration )


#   Per Capita Income Growth for persons  ( MOM / YOY )


#   Changing composition between Blue Collar and White Collar employees




So , expect them to implement , in the next 6 months :


From  BAD  to  MAD  [  01  June  2016   ]



Even as our EXPERTS continue to spar on TV channels in 2022  !



08  May  2018







Saturday 5 May 2018

Clean Drinking Water






Around the world , every year , millions of people die a premature death by drinking dirty water , teeming with harmful pollutants / bacteria / germs



This is especially true of our country where , 6.5 lakh villages do not have a supply of filtered piped water to their homes



Millions of people living in these villages depend upon water sources such as open wells / bore wells / ponds / rivers , around which village women wash their dirty cloths / vessels and take baths



Even the dirty water flowing out of huts / homes, gets absorbed into the soil surrounding these water sources and further pollutes them !



All of these water sources are highly polluted and the traditional method of filtering with a thin cloth is just not enough to remove those pollutants



True , some germs / bacteria can be killed by boiling the water and then cooling it before drinking



But , to do that , one needs to burn wood / cow dung cakes , which cause air pollution and deforestation !



And , of course , villagers cannot afford expensive methods such as :


*   Reverse Osmosis

*   Water Heating Stills

*   Desalination Plants



What they need is some  SIMPLE AND CHEAP  method , which does not require ,


*  burning of wood / cow dung cakes

*  supply of electricity

*  frequent replacement of expensive filters

*  difficult maintenance



It is very heartening that a team of scientists have just come up with such a method


By draping black, carbon-dipped paper in a triangular shape and using it to both absorb and vaporize water, they have developed a method for using sunlight to generate clean water with near-perfect efficiency



Read about this at :



I urge Shri Nitin Gadkariji ( Minister for Water Resources ) to contact these scientists at :
 qqgan@buffalo.edu  /  youhaili@buffalo. edu

SPEED MATTERS

Our patented carbon nano-material cloth has the ability to evaporate water at rates of up to 1.4 kg per square meter per hour


06  May  2018

www.hemenparekh.in / blogs


======================


Dear Gan / Liu :

You would do millions of Indians , a great favour by emailing your offer of technology – transfer to our Minister Shri Nitin Gadkariji , at the above email IDs

I have no doubt that Shri Gadkariji will respond immediately , welcoming your offer

Thanking you in advance

With regards,

Hemen  Parekh  /  Mumbai



Friday 4 May 2018

Inter-operability of Wallets





Business Line ( 04 May , 2018 ) carries following news :



 



The Reserve Bank of India is likely to unveil this month the final guidelines for digital wallets to be interoperable. The banking regulator also wants the wallet players to integrate the functions and procedures by the end of June.

“The final guidelines on interoperability are likely to come this month. The RBI is working with the NPCI (National Payments Corporation of India) and a few other groups to frame the guidelines, but these are complex processes and systems and everyone wants to be 100 per cent sure before the final roll-out. Technology has to be tested, and hence, it is taking time,” said a banker requesting anonymity.

The RBI, in its master directions for prepaid payment instruments (PPIs), had proposed the idea of interoperability among digital wallets within six months, following which digital wallets present in the ecosystem will be able to interact or transact with each other.

At present, a user of a wallet, such as Paytm, can only send or receive money through another Paytm account. Once wallets become interoperable, users will be able to transact with each other, irrespective of the platform they have subscribed to.

Sources said that the RBI wants to test out the whole process with 10 digital wallets initially, and added that the central bank wants to make the NPCI the “centre of switch” for all kinds of transactions.




Congratulations , RBI  !



To overcome any resistance to this excellent idea, either from the bankers or from users of Mobile Wallets,  I suggest that the advantages of this reform , as highlighted below , be widely publicized / debated :

 

Source :


A Matter of Time  [  03  Jan  2017  ]


https://myblogepage.blogspot.com/2017/01/a-matter-of-time.html

 



*  All bank accounts of a person ( in different banks ) become inter- operable / fungible ,

   through seamless interlinking , using Aadhar / UPI Interface in a Mobile Wallet .


   No need to " select " a particular bank name


  
*  All transactions using a Mobile Wallet, automatically entered in BLOCK-

   CHAIN database commonly shared by ALL banks



  
*  Wallet based algorithm will move funds across different bank accounts for best yield ,

   constantly searching for best interest rates offered by banks on Fixed Deposits


   This will happen automatically , much like algorithm-based share trading , taking

   advantage of price differences in two bourses located 300 km apart ( in one

   thousandths of a second ! )


  
   No rocket science here considering availability of " BEST PRICE " apps for thousands of

   goods and services



   And since computing power of mobiles are doubling every 18 months ( Moore's Law ),

  nothing will stop algotrading through a Mobile Wallet  as well ( Demat A/C on Wallet ? )

   



*  Of course , future Mobile Wallets will subsume within itself , ALL AUTOMATIC

    PAYMENT APPS , using which ( individually ) , currently I make following digital

    payments :


    
     #  Property Taxes / Locker Fees / Housing Society Charges / MTNL bill


     #  Mahanagar Gas / Tata Power / YOU broadband / Vodafone / TATA Sky TV etc



   I expect , a future Mobile Wallet to take care of ALL my periodic dues, automatically

 

 

Same page of Business Line , also carries following news :

 

Bank Account portability still some time away


https://www.thehindubusinessline.com/money-and-banking/bank-account-portability-still-some-time-away/article23763055.ece

 

I have no doubt that interoperability of mobile wallets , will hasten the Bank Account Portability

 

04  May  2018

www.hemenparekh.in / blogs