#BHIM #MobileWallet #DigitalIndia

BHIM   will  recognize  you

Following news appeared in DNA ( 31 May 2018 ) :

BHIM app to add voice recognition feature

http://www.dnaindia.com/business/report-bhim-app-to-add-voice-recognition-feature-2620488

Extract :

Currently, users need to enter a UPI PIN created by them for enabling transactions. The new feature of voice recognition will be available in addition to PIN option, giving users another secure way of managing the application, a senior government official told DNA Money.

This will also improve ease of using the digital payment app as it will be convenient for many to use their voice as the password.

BACKGROUND 

On 16-Jun-2017, at 12:39 PM, Hemen Parekh <hcp@recruitguru.com> wrote:

-----------------------------

Dear Shri Hota :

Just read your views in Eco Times (13 June / Start Ups and the Sarkar ), where you say,

“ We are very happy with Start Ups

Post BHIM we have decided as a policy to work with Start Ups in developing new products and applications to enhance the payments eco-system “

Could the next improvement in BHIM , be a “ Voice Activated “ version ( BHIM V 4.0 ) , as described in :

·         BHIM , the Unstoppable  [  14  April  2017  ]

This breakthrough will enable millions of illiterate / rural Indians to start using BHIM

Earlier , I have penned my suggestions in :

·         Let  BHIM  get  MAD      [  21  May  2017  ]

·         A  Beerud  named  BHIM  ?  [  17  April  2017  ]

With Regards,

hemen  parekh 

Shri Hota replied as follows :

Fri 16-06-2017 16:06

Re: BHIM V 4.0

A P Hota aphota@npci.org.in

Contact NPCI Contact@npci.org.in  ;  Vishal Anand Kanvaty vishal.kanvaty@npci.org.in

Thank you Hemen ji. 

Vishal, our SVP product Development will get in touch with you. 

Hota

Sent from my iPhone

This was followed by :

Aseem Chaturvedi   aseem.chaturvedi@npci.org.in

Sun  18-06-2017  22:18

--------------------------------

Dear Hemen

Thanks a lot for your mail. This is Aseem  from BHIM team . Is it possible for us to connect in the coming week at a mutually convenient time ?

Best Regards

Aseem Chaturvedi

UPI Products

National Payments Corporation of India

Contact:  8879772834 ;  My VPA : aseemchat@ybl ,  aseemchat@upi

Dear Aseem :

Thanks for implementing the first part of what we discussed in your office last June

I hope the rest of the features mentioned in my blogs will follows soon , considering that Google TEZ / PayTM are making huge strides and WhatsApp mobile wallet is about to launch 

31  May  2018

www.hemenparekh.in / blogs

Floating Island Nation ?

Yes , and two years ago , I had even named it  :

United States of Migrants  [  25  April  2016  ]

https://myblogepage.blogspot.in/2016/04/no-use-fighting.html

From following news report , it seems I was not far off !

A Crypto-trading, floating island nation offers Utopia, if it happens

https://futurism.com/floating-island-project-high-seas/

Extract :

The Floating Island Project is a very real collaboration between the Seasteading Institute and Blue Frontiers

The team hopes to launch the first settlement by 2020, as Futurism previously reported.

In an interview with CNBC, Nathalie Mezza-Garcia –researcher for the Floating Island Project – spoke about the project’s goals to create hundreds of floating island-nations, where people could live by whatever rules they so please. 

Other goals include: 

housing refugees who are displaced as climate change gives rise to higher sea levels, enriching the poor, curing the sick, feeding the hungry, living in balance with nature, and powering the world.

 

Related  reading :

Not So far - fetched , After all !  ( 02 Feb 2017 )

https://myblogepage.blogspot.in/2017/02/not-so-farfetched-after-all.html

Past-ly Jest : presently Just ?  (  24  Feb  2018  )

https://myblogepage.blogspot.in/2018/02/past-ly-jest-presently-just.html

28  May  2018

www.hemenparekh.in / blogs

Chat : as in Interview Questions / Answers ?

Just read in my mail box the following from Amazon Echo newsletter :

What’s new with Alexa?

THINGS TO TRY

 

"Alexa, let's chat."

The 2018 Alexa Prize socialbots are live ! Start a conversation today

Apparently, Alexa read my 2 month old blog !

[  For more on how Alexa snoops on its users, read :

‘Alexa, stop snooping on us!’

https://www.thehindubusinessline.com/info-tech/alexa-stop-snooping-on-us/article23993693.ece  ]

About 2 months ago , I wrote :

[ https://myblogepage.blogspot.in/2018/03/recruiters-threatened-by-ai.html ]

“ How long before some smart Indian Start Up , comes up with a “ Voice  App “ which turns on its head , the  current role of Alexa to provide answers to questions / commands of the owner ?

How long before you tell Alexa :

“ Alexa , can you ask me  interview questions for the job of a BUSINESS ANALYST ? “

And , not only will Alexa ,

·         shoot off those questions from its vast database of Interview Questions

·         listen and record your answers  ( “ Speech – to – Text “ conversion database )

·         tell you your “ Raw Score “ and “ Percentile Score “

·         advise you of a few , most suitable job-vacancies ( picked up from job portals ) ,

          based on matching of your “ Skills – Domain Knowledge “ with “ job description “

·         and if you say , “ go ahead and apply “, also email your resume ( with the score ) to

          the concerned job-advertiser !

And who knows . how long before Alexa can turn itself into a “ Candidate Bot “ ( an avatar of the candidate ) and even appear for that job interview on your behalf  !

( ala  https://oben.me/  )

It is only a matter of few months that you won’t need a separate ( - and expensive ) device called Alexa ECHO

Every smart phone will morph into an Alexa ( or a SIRI / CORTANA / GOOGLE MINI )

May be even that “ feature phone “ of Reliance Jio  !

Those phones will start “ interviewing “ millions of jobless / unemployed around the world

I believe , having launched “ Google Job Search “ , Google will win this race

But here is a niche ( and lucrative ) market for Alexa

Possibly ONE billion ( out of 7 billion ) people on earth are OLD ( above 60 ) and LONELY

VERY LONELY and depressed

They desperately need to “ Chat “ with someone – anyone , even a device !

Can Alexa keep them company by listening / sympathizing / chatting , as envisaged in :

Share  Your  Soul  [  24  July  2016  ]

https://myblogepage.blogspot.in/2016/07/share-your-soul-outsourcing-unlimited.html

Let no one doubt whether Alexa has read my blog !

To know how this will shape up , read :

https://www.mh4mh.org/single-post/2012/10/01/Development-of-FOCUS-A-Smartphone-System-for-Serious-Mental-Illness

28  May  2018

www.hemenparekh.in / blogs

Roof Top Solar : Better Alternative

“ It’s Official. All New California Homes Must Incorporate Solar “

https://www.greentechmedia.com/articles/read/solar-mandate-all-new-california-homes#gs.H_OcA_0

Starting in 2020, virtually all new homes in California will be required to incorporate advanced efficiency measures and rooftop solar — in an historic development for clean energy in the state

 

The new rules apply specifically to all new residences and major home renovations on buildings under three stories, starting on January 1, 2020. In the event a building isn’t suitable for a rooftop array, the standards require homes have access to community solar or offset energy usage through additional efficiency gains, while some homes may be exempt.

Around 15,000 new homes are built each year that include solar panels, according to the CEC. When the new standards take effect, that number is expected to jump to around 100,000 new solar homes per year.

Now under Pradhan Mantri Awas Yojana , we , in India plan to construct 11 million homes by 2022

https://myblogepage.blogspot.com/2018/05/solarindia-renewableenergy-mnre.html

As I have repeatedly advocated in my previous blogs ( sent as emails to all Policy Makers ) , this is our opportunity to clean up our polluted environment by mandating that ALL of these 11 million homes will have Roof Top Solar power plants – along with storage batteries

This produce all the GREEN POWER that we have targeted for 2022 (  100 GW  )

Each residential building will produce / store and consume its OWN power , without having to depend upon DISCOMS

No need for metering /  transformers / substations / cables / transmission lines !

No need for DISCOM to maintain the infrastructure ! or worry about thefts ! or sign Power Purchase Agreements – and then worry about rescinding !

Those who have doubts re my suggestion are requested to read :

https://futurism.com/tesla-solar-plant-australia/

Extract :

The Tesla plan, funded by a two million dollar grant and 30 million dollar loan from the Australian state’s government, could scale up to 50 thousand solar-powered home batteries if the earlier stages are successful.

In addition to the Liberal Party’s own 100 million dollar program — which would subsidize about 2,500 dollars of installation costs per household — this means that South Australia may have a grid of some 90 thousand solar-powered homes within the next few years.

If everything goes as planned this could make South Australia a world leader. It could also be a major proving ground, not just for renewable energy, but also for decentralized “virtual” power plants – a  new type of energy infrastructure  that’s gained some popular traction lately.

References  :

 https://myblogepage.blogspot.com/2018/03/clean-power-solarpower-rooftopsolar.html

https://myblogepage.blogspot.com/2018/04/solarindia-mnre-seci-rooftopsolar.html

25  May  2018

www.hemenparekh.in / blogs

#Reliance Jio : the Mighty Start Up

Reliance  Jio  :  the  Mighty  Start  Up

 

“ Start  Up “ because Jio continues to , display the characteristic “ agility / nimbleness / hunger “ of a Start Up .

It also keeps asking of itself :

What business are we in ?  What business do we ought to be in ?  How can we prevent others from obsoleting us ?  How can we render the competition,‘ irrelevant ‘  ? 

Here is proof :

“  RJio plans to set up Estonian unit, expand business overseas  “

https://www.livemint.com/Companies/39syF2sZymyjCLerdGMKyM/Reliance-Jio-plans-overseas-expansion-eyes-Estonia-unit.html

Extract :

A company established in the northern European nation can operate worldwide, while all the compliance work and agreements can be handled digitally .

In Estonia, 99% of public services are available online 24x7.

Since 2000, all government services in Estonia are offered online and all documents are electronically available.

“A statement from the company said Ambani envisaged to make lives better for millions in India by replicating innovative solutions offered by Estonia into the Indian context, adding that, the ‘e-residency programme’ of Estonia will empower him with easy access to the entire European Union (EU) for his existing business while sitting in India,” the IANS report had said.

E-Residency is a new digital nation for global citizens. Estonia is the first country to offer e-Residency, a government-issued digital ID available to anyone in the world.

E-Residency offers the freedom to easily start and run a global business in the European Union. Estonia will give access to the European Union.

“We believe your solutions are easily scalable to India. We wish to have a very close cooperation with your talent in Estonia,” Ambani had said.

In an interview with Times of India two months back , Estonia’s Minister for Entrepreneurship and IT , Ms Urve Palo said :

“ For Start Ups, the e-residency program gives them a chance to be an e–resident, ie ; they can avail Estonia’s e services, irrespective of where they are located

We have over 30,000 e-residents from 152 different countries of which 1,200 are from India

This is an ideal platform for Start –Ups to leverage and take their businesses global “

We also invite Indian IT professionals to come to Estonia . 

According to reports, Estonia needs at least 7,000 IT specialists as an intermediate requirement . 

It will be a win-win situation for both countries as we will get skilled labour and Indians will get an opportunity to work in a country that is at the forefront of IT innovation “

[source:

https://myblogepage.blogspot.com/2018/03/estonia-our-gateway-to-world.html ]

No doubt , you have heard :

In the internet age, it is not the BIG that overtakes the SMALL ;  it is the FAST who obsolete the SLOW

Reliance Jio is proving that BIG can also be FAST  !

22  May  2018

www.hemenparekh.in / blogs