Thank You, Shri Sanjog Kabare
Context :
Ø BMC
disburses loan to 10,000 hawkers under PM SVANidhi ……………..[ HT – 24 Sept
2022 ]
Extract :
Sanjog Kabare,
[ac.e@mcgm.gov.in ] deputy municipal commissioner (special), said,
“Hawkers will first
have to enrol themselves on the central
government portal.
We will then recommend them for the benefit. This loan isn’t just for licensed stall owners but also for hawkers who want to set
up their businesses.”
Hawkers ,
# who have been issued identity cards and
# also those whose survey has been
conducted but have not been issued a licence
-
are eligible for the scheme.
The loan is for purchase of vegetables, fruits, food
articles, bread, eggs, foot-wears, clothes, handicrafts, stationery, pan
stalls, and books among others.
“This scheme was started during the
Covid-19 pandemic to help people who
lost their businesses.
Already 20,000-odd hawkers have applied
for this loan and 10,000 have got it. The remaining applications are in
process,” Kabare said.
As per the scheme, the loan will be given
for a period of one year. Those who repay in time will be eligible for an
additional loan. A grant of 7% interest will also be deposited in their
accounts quarterly. Online payments will attract cash back incentives.
My Take :
BMC deserves congratulations
for this timely help to hawkers under PM-SVANIDHI scheme
Unfortunately, the scheme
suffers from a glaring shortcoming in respect of “ Eligibility “, which
is restricted to :
“ Hawkers who have been issued identity cards and also those whose survey has been
conducted but have not been issued a licence are eligible for the scheme. “
In my several earlier e-mails, I have pleaded to define “
eligibility “ as :
“ Any unemployed ( whether issued a ID card or NOT / whether surveyed in the
past or NOT ), who wants to take up hawking for eking out a livelihood , by
becoming
Self-Employed “
With regards,
Hemen Parekh
hcp@RecruitGuru.com
/ 24 Sept 2022
PAST E-MAILS :
Ø Thank
You, Shri Hardeep Singh Puriji………………………. [ 01 June 2020 ]
Extract :
While sanctioning loan, it
must NOT be denied even if a vendor is UN-LICENSED !
In fact , in my earlier emails, I had advocated granting this loan to ANY
unemployed person , who wants to take up “ Street Vending “ as a trade , with no
prior experience in Street Vending !
And, lastly, please re-consider that
condition ( of a person being a Vendor on 24th March 2020 )
Please give this loan to ANY unemployed person who wishes to become a Street
Vendor
There is no other “ trade “ which 12 million unemployed can start with an
investment of just Rs 10,000 !
Let us honour the “ Dignity of Labour “, of those wanting to become Self
Employed
Ø BMC
proposes : Hawkers will dispose ? ………………………..[ 26 Feb 2020 ]
Extract :
How to approach
this “ Humanitarian “ issue ?
Ø Our attitude will have to change !
Hawkers have as much of a “ Right to Live [ RTL ] “ as anyone of us . From
that right
" To peacefully pursue a legitimate vocation to earn a living "
Ø Street
Vendor Loan Scheme ………………………………………[ 14 May 2020 ]
Extract :
This means, on an average, each “ Unlicensed Street Vendor “ ends up paying a
“ Daily Hafta “ to the police, of
say, Rs 50 { 3 lakh vendors
paying Rs 150 lakh }
But ( I suppose ) , as soon as he gets that Vendor Loan of Rs 10,000 , in essence
, the government accepts him as a legitimate vendor and he gets a RIGHT (
official permission ) to
sell on the streets
In other words, he becomes a LICENSED vendor , who need not pay daily hafta to
police !