Hi Friends,

Even as I launch this today ( my 80th Birthday ), I realize that there is yet so much to say and do. There is just no time to look back, no time to wonder,"Will anyone read these pages?"

With regards,
Hemen Parekh
27 June 2013

Now as I approach my 90th birthday ( 27 June 2023 ) , I invite you to visit my Digital Avatar ( www.hemenparekh.ai ) – and continue chatting with me , even when I am no more here physically

Saturday, 22 October 2016

Finally , some URJA from URJIT ?


Business India ( 21 Oct 2016 ) carries following news :
" Foreign VCs can now invest in unlisted firms sans RBI nod "

" Foreign venture capital entities can now invest in unlisted Indian companies without Reserve Bank of India approval.
The venture capital firm will, however, have to be registered with market regulator SEBI. The investment can be made in an Indian company in 10 specific sectors or in any start-up.


The central bank on Thursday amended the regulations governing foreign venture capital investors (FVCI) in order to further liberalise and rationalise the investment regime and to give a fillip to foreign investment in start-ups.


FVCIs can also invest in EQUITY , EQUITY-LINKED INSTRUMENTS or DEBT INSTRUMENTS issued by an Indian ‘start-up’ irrespective of the sector in which it is engaged.


The RBI said a start-up will mean an entity (private limited company, registered partnership firm or a limited liability partnership) incorporated or registered in India not prior to five years, with an annual turnover not exceeding 25 crore in any preceding financial year.


The consideration for all investments by an FVCI can be paid out of  INWARD REMITTANCE FROM ABROAD through normal banking channels or OUT OF SALE / MATURITY PROCEEDS  or INCOME GENERATED FROM INVESTMENTS  ALREADY  MADE .


There will be NO RESTRICTION ON  TRANSFER OF ANY SECURITY / INSTRUMENT HELD BY THE FVCI,  to any person resident in or outside India "


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Congratulations , Shri Urjit Patel ,


For this wonderful - though small - return gift to the nation on your upcoming 53rd birthday ( 28 Oct )

But I believe , you are a man in a hurry - and not constrained by " incremental " ideology !

You are , no doubt aware that in past one year since launch of " Start Up India " initiative , only 5 start ups have qualified for that elusive 3 year tax holiday condition !  In a country that boasts of 4200 Start Ups !



What is holding you back from implementing , the  REST OF MY SUGGESTIONS  in the following blog ( sent as email to NDA ministers on 16 Jan 2016 ) ?


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TEN MILLION START- UPS IN ONE YEAR ?


Thank you , Narendrabhai , for the Start Up Action Plan announced last evening


I am glad that some of my suggestions ( sent to Ministers / Secretaries ) over the past 2 years , have been incorporated in the  ACTION PLAN , in respect of :

*    Self Certification

*    Simplified Registration thru Mobile App

*    Tax Exemption for Capital Gains

*    Entrepreneurship Program for 10 lakh students 


*    No Corporate Income Tax for 3 years

    
 You will find my detailed suggestions covering these points in following blogs  :


            {  http://myblogepage.blogspot.com/2015/09/a-new-economic-order.html   }




           {  http://myblogepage.blogspot.com/2015/09/from-job-seekers-to-job-creators.html  }












           {  http://myblogepage.blogspot.com/2015/12/creating-jobs-vs-creating-self-employed.html  }




           {   http://myblogepage.blogspot.com/2015/12/get-out-of-way.html    }




          {   http://myblogepage.blogspot.com/2015/10/ten-million-entrepreneurs.html   }




           {   http://myblogepage.blogspot.com/2015/10/start-up-eco-systems-usa-vs-india.html  }




           {  http://myblogepage.blogspot.com/2015/09/treading-beaten-path.html   }



 
           {   http://myblogepage.blogspot.com/2015/09/second-industrial-revolution.html   }




           {   http://myblogepage.blogspot.com/2015/09/from-single-window-to-single-day.html   }



       *     Myth ofJob Creation  /   12 Sept 2015 

           {   http://myblogepage.blogspot.com/2015/09/myth-of-job-creation.html   }




          {  http://myblogepage.blogspot.com/2015/09/killing-many-birds-with-one-stone.html  }




         {   http://myblogepage.blogspot.com/2015/07/if-mohamed-cannot-go-to-mountain.html   }




         {   http://myblogepage.blogspot.com/2015/12/ditch-historical-baggage.html   }




         {  http://myblogepage.blogspot.com/2015/02/create-self-employment.html  }




Very likely , your initiative may see the birth of ten thousand new start-ups in 2016-17, which , together , might generate one lakh jobs

In itself, this will bring a new dynamism to India's Economy 

But that will still fall far short of 12 Million ( 120 lakh ) youth joining the work-force each year

Can all of these youth become Start Ups ?

It is entirely possible

All you need to do is to implement my following suggestion :


SUGGESTION

    *  Although all Start Ups will need to file annual Income Tax returns ( with full disclosure of income / expenses / profits / sources of funds etc ) , it will NOT BE  REQUIRED  TO  PAY  ANY  CORPORATE  INCOME  TAX FOR  THE FIRST  10  YEARS  OF  ITS  EXISTENCE


     *  A Start Up will be free to  RAISE  FUNDS  FROM ANY SOURCE 

        ( Individuals  /  Companies  /  PE funds  /  VCs  /  Angel Investors  /  Religious Trusts  etc )


         
     *  100 % FDI  will be permitted in Start Ups


     *  A Start Up can receive  LOANS  or  EQUITY  and be able to accept  FIXED  DEPOSITS .
        It can also GIVE LOANS to individuals or other Start Ups or INVEST IN  OTHER  START-UPS  by way of equity



    *  There will be NO  RESTRICTIONS on what INTEREST  ( on Loans / FDs ) that a Start Up may pay nor
        any  RESTRICTIONS  ON  DIVIDENDS  it may declare

        THE  DIVIDENDS  DECLARED  BY  START UPS  WILL  NOT  ATTRACT  ANY  INCOME  TAX



    *  As far as the persons / companies etc providing funds to Start Ups ( by way of loans or equity ) is concerned,
       NO  QUESTIONS  WILL  BE  ASKED  RE  THEIR  SOURCE  OF  FUNDS





   WHAT  WILL   HAPPEN , IF  IMPLEMENTED  ?



   *  Billions of rupees worth Black Money will flow into these Start Ups - money which is currently lying unutilized
       or locked up in unproductive assets


       
    *  Within 3 months , thousands of Venture Capital Funds will be born , exclusively for funding of Start Ups ( You
        know who will set up these VCs ! )


    *  With NO Income Tax to be paid , Start Ups will conduct all transactions through cheques ( receipts /
        payments )


    *  GST  collections will go up


    *  Domestic Savings Rate will go up


    *  Since millions of ( Black Money holding ) individuals / businesses will come forward to fund these Start Ups ,
       lending pressure on banks will go down 
  

   *  Who knows , Start Ups may get into the business of Assets Reconstruction and relieve banks of NPAs !


    *  With locally / domestically stashed Black Money flowing into the economy , our dependence on FDI will go
        down


    Corruption will decline drastically



Dear Shri Narendrabhai :


It is still not late to incorporate my suggestion in forthcoming Union Budget on 29 Feb 2016


This is your opportunity to ,

*   Dream BIG

*   Enable millions to dream big

*   Unleash the Entrepreneurial Genome of India's Youth

*   Make 21st Century , an Indian Century  

*   notwithstanding the opposition in Rajya Sabha


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23  Oct  2016

www.hemenparekh.in / blogs






Friday, 21 October 2016

Song / Dance / Retro Step ?


A news headline in Hindustan Times ( 21 Oct 2016 ) reads :

" SEBI to make a song and dance about defaulters "



Fraudsters and defaulters who have failed to return investors' money


SEBI circular reads :

" Besides these agencies will have to make a proclamation of attachment / sale at or near the attached property on the beat of the drum or through loudspeakers "



SEBI is keenly aware that the " non-returned " money ( Rs 500 / 1000 currency notes ) is lying in a cupboard / cabinet / safe of the defaulter at his residence or in his safe deposit lockers in several banks


Now those " Singing and dancing Agents " employed by SEBI can beat their drums for only a couple of hours !


But , if those currency notes were embedded with RFID micro-sensors ( as repeatedly suggested by me during past 2 years ) , there would be no need to " beat those drums " to " shame the scoundrels " !


Those RFID embedded notes would announce their " accumulation " ( if exceeding an amount decided by SEBI / IT / ED ) , on a mobile app ( to be called , FUGITIVE ? ) , on the mobiles of all those residing within 500 meters of the defaulter - 24 hours - until he returns the investors' monies !


Now the BAD NEWS ,

Business Line ( 22 Oct 2016 ) carries a news that RBI is on the verge of introducing , a currency note of Rs 2,000 denomination !


A case of , " SEBI proposes , RBI disposes " ?


Will that not making it even EASIER to carry / hide , large amounts of CASH ( read , BLACK MONEY ) ?


Today , an amount of 10 LAKH Rupees in Rs 1,000 currency notes , weigh about 1.1 kg


In Rs 2,000 note , this will barely weigh 0.55 kg !  Light enough to be carried in your shirt pocket  !


On the face of it , this seems like a totally retrograde step


Unless , those Rs 2,000 notes are already embedded with RFID sensors


And , Government decrees that existing notes of Rs 500 / 1000 , will cease to be legal tenders , 6 months after introduction of Rs 2,000 notes and can be exchanged with the new notes during intervening period ( no questions asked )


We will soon know the " Agenda " of the Government  !


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22  Oct  2016


www.hemenparekh.in / blogs     


Thursday, 20 October 2016

Fast Forward to Future ( 3 F )


A news headline in Hindustan Times ( 21 Oct 2016 ) reads :

" AI could end civilization "


Speaking at the launch of the Leverhulme Centre for the future of Intelligence ( CFI ) , celebrated scientist , Stephen Hawking said :


" Success in creating AI could be the biggest event in the history of our civilization . But it could be the last - unless we learn how to avoid the risks


Alongside the benefits, AI will also bring dangers like powerful autonomous weapons or new ways for the few to oppress the many


We cannot predict what we might achieve when our own minds are amplified by AI


Perhaps with the tools of this new technological revolution, we will be able to undo some of the damage done to the natural world by the last one - industrialization "



There is hope , Dr Hawking  !



In the form of the " Speech Recognition " technology breakthrough , announced yesterday by Microsoft


A system that recognizes spoken words , just as well as a human
How can this breakthrough save the humanity from a " Evil Runaway AI - ERA " ?



Here is how :


#  Every smart phone to be embedded with this technology ( and every human to carry one , all the time ), in
    the form a mobile app to be called ARIHANT Conqueror of Kaam-Sex / Krodh-Anger / Lobh-Greed / Moh-Desire / Mud-Ego / Matsar-Envy )



#  24*356 , this technology will pick up ( record ) , every single word spoken by the owner , throughout his life



#  All these spoken words ( conversations ) , will be transmitted to a CENTRAL DATABASE called ,
    MIND READER  Of  HUMAN  INTENTIONS



#  There , the BIG DATA ANALYTICS / AI , will interpret those " Intentions " and alert authorities for any EVIL
    INTENTIONS ( those that break the 3 LAWS Of ROBOTICS , formulated by Isaac Asimov )



#  Authorities will be alerted to arrest the owners of EVIL INTENTIONS ( captured by ARIHANT )



If Google could become a " Database of written Intentions " ( through more than a billion typed Search Queries per day ) , then there is no reason to disbelieve that ARIHANT could become a " Database of Spoken Intentions " of the entire mankind ( may be a billion conversations , EVERY SECOND ! )



And since Google is a member of a consortium formed a few weeks back for the advancement of AI , it will be too happy to integrate its own , very powerful " Language Translation Software " into the ARIHANT



This will enable catching of  EVIL INTENTIONS  expressed in any language !



Fast forward to 2026


If implemented , ARIHANT ( the Omnipotent / Omnipresent / Omniscient AI ) will eavesdrop on every spoken word of every human being , decipher the problem faced and deliver personalized / customized solutions through IoE ( Internet of Everything ) network



And what can stop ARIHANT  from picking up all exchanges of data communication, between those " powerful autonomous weapons " if they are embedded with IoE enabled sensors and each assigned its own IP V 6 address ? 





It is not enough to raise questions about the potential evil usage of AI


We must find methods to prevent such evil use of AI


Mankind must be saved !


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21  Oct  2016

www.hemenparekh.in / blogs