Hi Friends,

Even as I launch this today ( my 80th Birthday ), I realize that there is yet so much to say and do. There is just no time to look back, no time to wonder,"Will anyone read these pages?"

With regards,
Hemen Parekh
27 June 2013

Now as I approach my 90th birthday ( 27 June 2023 ) , I invite you to visit my Digital Avatar ( www.hemenparekh.ai ) – and continue chatting with me , even when I am no more here physically

Thursday, 22 July 2021

At long last : BHIM to get a voice ?

 


 

 

Context :

NPCI begins pilot for voice-based payments  /  ET  /  21 July 2021

 

Extract :

The National Payments Corporation of India (NPCI), which has developed key digital payments railroads such as the Unified Payments Interface, Fastag and Aadhaar Enabled Payment System (AePS), is now testing a voice-based payments service for feature phone users in low connectivity zones, sources aware of the matter told ET.

The service is likely to be rolled out on top of the interoperable 
UPI protocol. The key differentiator would be that the feature phone users won’t need a third-party app or stable internet connection to complete their transactions.


 

MY  TAKE :

I am not quite clear as to how exactly this reported “ Voice-based “ payment is planned to work on a feature phone. But it does not look like my own 4 YEAR old suggestion, in the following e-mail :

Do Not Stop Here ! …………………………………………[ 01 Dec 2016 ]

 

Extract :

Just ask Sundar Pichai , Sam Pitroda , Satya Nadela , Sachin Katti , Pranav Mistry , Sanjay Sarma , Nandan Nilekani etc , if they will help implement the following :

 

 *  Buyer  buys something worth Rs 100 from a shopkeeper

  

*  Buyer and the Seller, look into their own mobile-cameras ( of  smart phones

  loaded with M-Rup ) for biometric Aadhar identification, linked to Jan Dhan a/c 

    

  *  Seller speaks in his mobile : " Muze Sau Rupiah dedo "

 

 *  Buyer speaks in his mobile : " Inko Sau Rupiah dedo "

 

 *  Message flashes in the mobile screen of Seller : " Tumhare account-me Sau

    Rupiah Jamah ho gaya / GST bhi kaat ke Sarkar-ko bhej diya "

    

 

*  Message flashes in the mobile screen of Buyer : " Tumhare account-se , Sau

    Rupiah inko Bhej Diya . Abhi balance me teen sau sath rupiah bacha hai "

    

 

But as you can see from following earlier e-mails, I believe that every citizen of India will only use DIGITAL PAYMENT using a smart phone when the payment process becomes truly “ frictionlessas described above :

 

ToneTag partners with GMO to expand its sound-based payment solutions in Japan  [ 28 May 2019 ]

When BHIM is here, can ARJUN be far away ? ………………………….[ 30 Dec 2016 ]

A Matter of Time ………………………………………………………………………..[ 03 Jan 2017 ]

JUST ONE MORE STEP LEFT …………………………………………………………………………………………..[ 30 Jan 2017 ]

Simplicity : The Ultimate Mobile Wallet ?...............................[ 13 Feb 2017]

Wake Up , BHIM , Wake Up !..............................................................................[ 16 Mar 2017 ]

BHIM : the……………………………………………………………………………..[ 14 April 2017 ]

A Beerud named BHIM ?..................................................[ 17 Apr 2017 ]

Thank You : Beerud………………………………………………………………..[ 23 Apr 2017 ]

Inching Forward ?...........................................................[ 20 May 2017 ]

Let BHIM get MAD !.........................................................[ 21 May 2017 ]

BHIM , the Impersonator ?...............................................[ 17 June 2017 ]

BHIM : Can You tango with GST ?............................................................................[ 19 June 2017 ]

Preloaded BHIM ?............................................................[ 04 July 2017 ]

Closing in on BHIM V 4.0 !...............................................................................[ 05 July 2017 ]

BHIM : the Omnipresent ?.................................................[ 05 Sept 2017 ]

From BHIM 3.0 to BHIM 7.0 ?...............................................................................[ 14 Sept 2017 ]

Not exactly BHIM 4.0…………………………………………………………………[ 19 Sept 2017 ]

BHIM gets a Voice !...........................................................[ 30 Oct 2017 ]

Google, WhatsApp, BHIM ?.................................................[ 14 Dec 2017 ]

BHIM   will  recognize  you………………………………………………………………………………………………[ 30 May 2018 ]

BHIM gets friendly with GST ……………………………………………………………………………………………….[ 04 Aug 2018 ]

 

  

 

Dear  Dr. Virendra Kumarji,

[ Minister for Social Justice and Empowerment  /  vkumar@sansad.nic.in  ] :

 

I urge you to consider this improvement, which will truly empower our 1.4 billion citizen

With regards,

Hemen Parekh  /  hcp@RecruitGuru.com  /  23 July 2021

 

 

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