Can a PIL be a PILL ?

Meaning :

 

Can a Public Interest Litigation ( PIL ) become the MAGIC CAPSULE ( PILL ) to permanently rid our country of the menace of BLACK MONEY  ?

Some years back , someone filed a PIL in the Supreme Court to instruct the Central Government to appoint a SIT ( Special Investigation Team ) to look into the matter of the BLACK MONEY

SC admitted that PIL and in 2011 , asked the government to appoint a SIT

For many years , UPA government did nothing

Then on 23 May 2014 , Supreme Court, granted one week’s time to the Centre to set up an SIT, to monitor all black money cases as per its direction.

In its very first Cabinet meeting ( 26 May 2014 ? ) , the new NDA government appointed a SIT , headed by Justice M B Shah

 “ SIT will prepare a comprehensive action plan including the creation of necessary institutional structure that can enable the country to fight a battle against generation of unaccounted money,” the terms of reference for the SIT said.

The SIT, according to the terms of reference ,

“ shall report to the court and shall inform the court about all the major developments, by filing periodic status reports from time to time, and for this purpose, the Union of India shall accord all the necessary financial material, legal, diplomatic resources both inside and outside the country to the SIT ”.

It is quite possible that the following MAJOR DEVELOPMENT , escaped the notice of the SIT :

TO CRACK DOWN ON THE MENACE OF BLACK MONEY , AUSTRALIA HAS DECIDED TO EMBED HI-TECH NANO CHIPS IN ITS CURRENCY NOTES OF $ 50 / $ 100

{ Our SIT = Australia’s “ Federal Government’s Black Economy Task Force “ }

But is it possible that the SIT follows up with our own scientists to evaluate the feasibility of my following suggestion ?

NETWORKOF CURRENCY NOTES ?  [  03  Nov  2015  ]

https://myblogepage.blogspot.com/2015/11/network-of-currency-notes.html

Or , would SIT want to wait till someone files a fresh PIL in the Supreme Court , based on my following blog / email ?

https://myblogepage.blogspot.com/2017/10/blackmoney.html

02  Nov  2017

www.hemenparekh.in / blogs

#SolarPower

I  have  a  Dream…….

At “ The March on Washington “ ( 1963 ) , Rev Martin Luther King , said :

“ I have a dream today ... I have a dream that one day every valley shall be exalted, every hill and mountain shall be made low. The rough places will be made plain, and the crooked places will be made straight…… “

Rev King was talking about “ Equality of humans amidst diversity of Caste – Creed – Religions “

In 2017 , I have the following dream :

“ Everyone around the World will have unlimited FREE solar power for peaceful purposes “

After 54 years , Rev King’s dream is yet to be realized

But , the rate at which the technology is moving , it seems possible that my dream could well get realized in 10 years – provided governments around the World have the political will !

To know how this can be realized , read :

UnlimitedPower : and round the clock ?  [  29  July  2016  ]

https://myblogepage.blogspot.com/2016/07/unlimited-power-and-round-clock.html

Sun :Our Soul ( A New SOS )  [  03  Jan  2017  ]

https://myblogepage.blogspot.com/2017/01/sun-our-soul-new-sos.html

 

It is a matter of great satisfaction that , this is also the dream of Shri Narendra Modiji , who has initiated and hosted , the  INTERNATIONAL SOLAR ALLIANCE ,

 

https://en.wikipedia.org/wiki/International_Solar_Alliance ,

 

whose objectives coincide with my above-mentioned blogs ( sent as emails to NDA Ministers / Policy Makers )

 

And following are recent news reports which show that the World is moving in this direction

 

https://futurism.com/wind-power-set-a-new-renewable-energy-record-in-europe-last-week/

 

On October 28, wind power sources from 28 countries in the European Union (EU) set a new record: they provided 24.6% of total electricity — enough to power 197 million European households.

 

Offshore wind energy is now cheaper than nuclear energy in the UK, and countries across Europe receive significant portions of energy from wind.

 

Denmark regularly gets more than 100 percent of its energy from wind (and hit 109% last weekend), while wind frequently provides Germany more than half of its electricity.

 

Additionally, Scotland recently made news in opening the first floating wind farm, which should provide power to 10,000 homes.

 

https://sputniknews.com/science/201710301058663493-denmark-longest-cable/

 

A 750-kilometer-long power cable stretching from Denmark to the UK has been approved by Denmark's Energy and Climate Minister Lars Christian Lilleholt.

 

The cable is expected to become the world's longest and has already whetted Denmark's appetite for becoming a MAJOR POWER EXPORTER.

 

​"Strong power connections abroad are essential to small nations like Denmark. We will have the opportunity to sell our surplus green energy on a larger market," Lars Christian Lilleholt said, as quoted by the Danish news outlet Copenhagen Post, lauding the country's prowess in using renewable energy sources.

 

"Meanwhile, we will get a larger supply of energy to Denmark when the wind is not blowing and the sun is not shining.

 

Strong energy links to our neighbors contribute to more affordable and reliable power for our consumers and to keep the value of wind power up," he said, adding that electricity may become "the new bacon" for the Nordic country's economy, known for its agricultural exports.

 

Now consider the following :

 

·         In 2016 , countries of the World , spend $ 1.7 trillion in purchase of arms ( military hardware )

 

·         A one MW solar power plant requires capital of $ 1 million

 

·         So , a one GW plant would cost , $ 1,000 million ( ie : $ 1 billion )

 

·         In the amount that the World spends on arms each year , we could put up 1700 GW of Solar power plants !

 

·         Diverting funds from arms purchase to installation of solar power will eliminate poverty from the World

 

·         With reduction of poverty and rising standard of living for the poorest of the World , militancy / conflict / terrorism , will disappear

 

02  Nov  2017

www.hemenparekh.in / blogs

Aadhar : Not Niradhar

Time  and  Tide  wait  for  No Man  !

Nor does technology wait for the Supreme Court to ponder and decide !

With regard to “ Aadhar “ , SC is hearing some 21 cases for past 2 years

Yesterday , Chief Justice , Shri Misra decided to appoint a 5 judge Constitutional Bench to hear these cases and decide

One of the important issue relates to “ linking of Aadhar  with a user’s Mobile Number “

Petitioner says : This is illegal / un-constitutional

It is possible that SC may agree with his argument

But government lawyer , Shri Venugopal is not worried !

How come ?

Aadhar  ID > < Mobile Payment App / Bank Account > < Mobile Number

What is there to worry if Aadhar is not DIRECTLY linked to the Mobile Number ?

As long as it is INDIRECTLY linked  !

And it seems NPCI mobile wallet app BHIM , which is cantered around Aadhar , is about to devour / engulf , ALL other Mobile Wallet Apps , installed on millions of smart phones

( see news report below )

It is only a matter of time before ALL E-Commerce Apps will be linked to BHIM

And ALL products and ALL services will get sold / offered ON-LINE  !

If the Hon Judges of SC get to read this email , they may not want to waste their time !

MOVE TO BOOST WIDESPREAD ADOPTION OF UPI - All for Bhim, Bhim for All, as Banks to Align Pay Apps

( Source : Economic Times / 31 Oct  2017 )

Indian banks, both public and private, are set to bring their digital payment solutions under the umbrella of Bhim or the Bharat Interface for Money, in a move that could boost widespread adoption of the Unified Payments Interface (UPI).

Banks will now display Bhim as a prefix to their own UPI applications in a bid to erase confusion among users.

In turn, this will help promote UPI as the single means of payment for smartphone-based small value retail transactions, according to bankers who see this as a branding exercise similar to how merchants display payment options for credit and debit card users.

“The UPI front end of the bank apps will be changed to include the name Bhim, though this will be a nomenclature change. Eventually everything will become part of the larger Bhim family,“ said one bankers directly aware of the development.

“ This should help clear all forms of confusion among merchants accepting UPI and consumers using UPI for payments.“

Bankers in the know told ET that since BHIM has become synonymous with digital payments, it will also help people to identify with the application easily.

 Further, it will also give a single identity to all the UPI apps of the different banks.

Also, this could give access to the promotional campaigns run by the government to the users of bank-led UPI apps which till now was restricted to Bhim users.

“Since there is a a wide-scale promotion campaign being run around Bhim, it has been decided through consensus that all bank apps should be renamed under the aegis of Bhim,“ said a senior public sector banker.

Bhim was launched by Prime Minister Narendra Modi, last December, as a government promoted UPI application to promote digital transactions for peer-to-peer payments.

BHIM emerged as a direct competitor for bank-led UPI apps like Axis Pay, SBI Pay, as well as non-bank UPI players like Flipkart-owned PhonePe and internet major Google's payment application Tez.

Now with the rebranding, bank-led UPI apps, for example, are being renamed as Bhim SBI Pay, Bhim Axis Pay, and Bhim RBL Pay.

National Payments Corporation of India which runs the BHIM application and manages the UPI railroads, has notified banks to place Bhim / UPI prominently at merchant checkout locations.

Industry executives are of the view that if every UPI app gets branded as Bhim, then it could have a major effect on merchant adoption of the payment interface and will also benefit non-bank payment platforms. As of now UPI adoption has mainly been driven by peer-to-peer transactions.

“All banking or non-banking UPI apps work on the same back end promoted by NPCI, since all these apps are interoperable the decision to market UPI as a common brand will help popularise it among the masses,“ said Rahul Gochhwal, co-founder of Trupay.

To know where all of this will lead to , read :

BHIM:  the Unstoppable  [ 14 April  2017  ]

https://myblogepage.blogspot.com/2017/04/bhim-unstoppable.html

31  Oct  2017

www.hemenparekh.in / blogs

BHIM gets a Voice !

Economic Times ( 29 Oct ) carries following news report :

=====

==================================================

MPFI plan to come out with user-friendly features

 

The Mobile Payment Forum of India (MPFI), a think tank, has set its eyes on coming out with a number of user-friendly features like voice-based authentication, a top official said.

 

A joint initiative of the Institute for Development and Research in Banking Technology, Hyderabad and Rural Technology Business Incubator, IIT Madras, MPFI's mission "is to enable mobile payments and financial services through secure, efficient and low cost transaction." 

It played a key role in developing interoperability and security standards for Immediate Payment Service (IMPS), the basic platform for mobile payments, and later the Unified Payments Interface (UPI), built using IMPS.

 

"MPFI will focus on futuristic solutions such as voice based authentication and security and privacy, among others," MPFI Chairman Gaurav Raina said. 

Raina, a Professor at Indian Institute of Technology, Madras (IIT-M), said others like creating user awareness, simplifying message formats for SMS banking, proximity payments and Near Field Communication (tap and pay) would also be taken up in the coming months.

 

For instance, MPFI was working towards standardisation of message formats for SMS banking across banks, he said.

 

On voice-based authentication, he said it was being assumed that there was a certain level of literacy whenever a financial transaction is done, but the aim was to make it easier for more and more people.

 

Further, elderly people may not be comfortable with other kinds of technology, he said.

"So can we not think of a world where voice plays a very important role in banking," he said on efforts on designing voice-based authentication.

Thank  You  , Shri  Raina  :

Thank you for moving forward to realize what I envisaged in :

BHIM ;  the Unstoppable  [  14  April  2017  ]

https://myblogepage.blogspot.com/2017/04/bhim-unstoppable.html

Inching Forward ?  [  20  May  2017  ]

https://myblogepage.blogspot.com/2017/05/inching-forward.html

Not exactly BHIM 4.0  [  19  Sept  2017  ]

https://myblogepage.blogspot.com/2017/09/not-exactly-bhim-40.html

 

 

31  Oct  2017

 

www.hemenparekh.in / blogs