Dec
2016 :
BHIM V 1.0 , requiring typing of
a lot of info in mobile phone
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March
2017 :
BHIM V 2.0 , “ Aadhar Pay “ linked
with UPI ( Android based )
Feature : Bypassing the Credit Card Era
Read Email :
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Yesterday :
BHIM V 3.0 , launched by Shri
Narendra Modiji ( as reported below ) :
Read Email :
Report :
The prime minister launched the BHIM-Aadhaar Pay app, a biometric-based payment
system which will make payment through thumb impression a reality.
He also launched incentive schemes for the BHIM -- cashback and referral bonus
Seeking to rope in
youngsters to promote cashless transactions, Modi said for every person
introduced to the BHIM
app, one will get a cashback of Rs 10.
“If you refer 20 persons a day, you can earn Rs 200,” he said.
Under the referral bonus scheme, both the existing
users who refer BHIM
and new users who adopt it would get a cash bonus which will be credited directly to their bank account.
Under the cashback scheme, the merchants will get a cashback on every
transaction on BHIM.
BHIM-Aadhaar, the merchant interface of the BHIM app, paves the way for digital payments
through the Aadhaar platform.
This will enable the citizens to pay digitally
using the biometric data like thumb imprint on a merchant’s biometric- enabled device,
which could be a smartphone with a biometric data reader.
Anyone
without access to smartphones, internet,
debit or credit cards will be able to transact digitally through the BHIM-Aadhaar platform.
“This will make digital payments easy even for those who cannot read or write,
thus realising Ambedkar’s vision of social and financial empowerment for all,”
Modi said.
“We are reaching a time when
mobile phones will be where financial transactions will take place.”
“ The BHIM-Aadhaar
Pay app is such a modern and apt facility which even the technologically
advanced countries do not have “
“It will pave the way for digital payments through the Aadhaar platform.
This will enable every Indian citizen to pay
digitally using their biometric data like thumb imprint on a merchant’s
biometric-enabled device which could be a smartphone with a biometric data
reader.”
“ There was
an era when the thumb was a sign of being illiterate. Now, the thumb (used for
Aadhaar-based transactions) has become your strength,” said Modi.
I am glad that , not only Ministers of NDA
government read my emails
but considered my suggestions worth implementing .
Now I await :
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June
2017
BHIM V 4.0
Feature : Foolproof Biometric ( Finger + Iris + Voice ) / Only
needs speaking !
Build Conversation Actions using API.AI (
Actions on Google )
Read Email :
Here is how it will work :
* Buyer buys something worth Rs 100
from a shopkeeper
* Buyer and the Seller , look into their own mobile-cameras
( of smart phones
loaded with M-Rup ) for
biometric Aadhar identification / linked to Jan Dhan a/c
* Seller speaks in his mobile :
" Muze Sau Rupiah dedo "
* Buyer speaks in his mobile :
" Inko Sau Rupiah dedo "
* Message flashes in the mobile
screen of Seller : " Tumhare account-me Sau Rupiah
Jamah ho gaya / GST bhi
kaat ke Sarkar-ko bhej diya "
* Message flashes in the mobile
screen of Buyer :
" Tumhare account-se , Sau Rupiah
Inko Bhej Diya . Abhi balance me teen sau sath
rupiah bacha hai "
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Oct
2017 :
BHIM V 5.0
Feature : Catch “ fake “ notes of Rs 2000 / 500 , using mobile app “
Fak-e-Mon “
Reward persons catching “ fake “ notes ,
using this app
Read Email :
Dec
2017 :
BHIM V 6.0
Feature : To subsume in itself , all Automatic Payment Apps
Read Email :
April
2018 :
BHIM V 7.0
Feature : Integrating all Private Mobile Wallets into BHIM to
create UTI ( Unified Transaction Interface ) , leading to ,
UPI + UTI = " Less Cash " + " Less Evasion " + " Less Black "
Read Email :
June
2018 :
BHIM V 8.0
Feature : Motivating ALL buyers to use BHIM by depositing certain
percentage of GST paid on each purchase transaction into the PPF / EPF accounts
( DBT ) and thereby take care of Social Security after retirement
Read Email :
Oct 2018 :
BHIM V 9.0
Feature : How to get Private Mobile Wallet players to give away BHIM
embedded Smart Phones to 800 million citizens, ABSOLUTELY FREE OF COST
Read Email :
Dec 2018 :
BHIM V 10.0
Feature : Bring daily wage earners , SMEs in the banking net
Read Email :
To fulfil Shri
Narendra Modiji’s vision , we must all contribute to :
15
April 2017
