Hi Friends,

Even as I launch this today ( my 80th Birthday ), I realize that there is yet so much to say and do. There is just no time to look back, no time to wonder,"Will anyone read these pages?"

With regards,
Hemen Parekh
27 June 2013

Now as I approach my 90th birthday ( 27 June 2023 ) , I invite you to visit my Digital Avatar ( www.hemenparekh.ai ) – and continue chatting with me , even when I am no more here physically

Monday 14 December 2020

And the Winner is……….. ToneTag

 


 

For over 4 years, I have been sending e-mails to our Policy Makers to come up with a payment App which can enable an illiterate Indian citizen to make payments by speaking in his phone


 That was when the number of Mobile phones was ( may be ) 400 million


At present there are over 1200 million mobiles ( half being feature phones ) and the number of persons using mobile apps for digital payments are 160 million

( refer :  Mobile Payments in India )


Here is what I suggested in my first e-mail on this suggestion (  Do Not Stop Here  /  01 Dec 2016 ) :

===================================================


*  Buyer  buys something worth Rs 100 from a shopkeeper

 

 *  Buyer and the Seller, look into their own mobile-cameras ( of  smart phones

   loaded with M-Rup ) for biometric Aadhar identification / linked to Jan Dhan a/c 

 

 *  Seller speaks in his mobile : " Muze Sau Rupiah dedo "

 

 *  Buyer speaks in his mobile : " Inko Sau Rupiah dedo "

 

 *  Message flashes in the mobile screen of Seller :

    " Tumhare account-me Sau Rupiah Jamah ho gaya / GST bhi kaat ke Sarkar-ko bhej diya "

 

    

*  Message flashes in the mobile screen of Buyer :

    " Tumhare account-se , Sau Rupiah inko Bhej Diya . Abhi balance me teen sau sath rupiah bacha hai "

 

 

Dear  Shri  Amitabh  Kant  :

  

While congratulating you - and your entire team of dedicated professionals - I request you, not to stop with launch of AEPS mobile app

  

Please, do come up with a version which enables millions of not-so-savvy Indians to just give a " Voice based Instructions " to AEPS app, for all of their Digital Payment transactions, in language of their choice

 

  ==================================================

Today I came across the following news :

ToneTag introduces ‘Voice Commerce’ to ease the offline shopping experience !  ( APN News / 11 Dec 2020 )

 

Extract :

Ø  Voice can make Bharat digital: 

      ToneTag’s voice-based payments solution utilizes Sound Waves to generate 

      Audio QR as a medium for the merchant or seller and payment information

      to complete the transactions. Customers can do tap and pay transactions or

      do queue less / cashier-less payments from anywhere in the store

      

      

Ø  For small payments under Rs.500, customers can simply say “Pay the bill” or “Payment kar dijiye” and payment process completes in two seconds. Customers can interact in their native language too. This personalized offline retail experience will mark a new era in interactive voice commerce.

 

Ø  Introducing an exclusive Voice Commerce technology, Kumar Abhishek, CEO, ToneTag said,

      “We look forward to providing customers with a highly differentiated offline shopping experience that is  easier and faster than regular shopping. Although, technology innovation in e-commerce has made the  online shopping experience seamless and smooth as compared to the physical retail shopping experience whereas physical retail accounts for approximately 86% of all retail sales globally. It was a need of the hour to bring –in a breakthrough technology in offline shopping too. ToneTag’s Voice Commerce feature is surely the solution to make the offline shopping easier and faster and without much physical proximity.”

     

            

    

Ø  He further says ,

      “By 2022, with over 18 billion IoT (Internet of Things) devices like connected cars, appliances, wearable and other consumer electronics , the potential for leveraging Voice is massive. In fact, with conversational  commerce steadily becoming the norm, it is believed that Voice command will be the key. ToneTag has harnessed the audio signal into payment gateway and made the process simpler and smoother”.

              ================================================

Dear Kumar Abhishek,

[  hello@tonetag.com  / Abhishek@tonetag.com  ]

 

Congratulations on this innovation which will give a huge boost to digital payments and prove a boon to some 80 lakh BLIND PERSONS of India

 

In my following blog, I had opportunity to mention your quote as follows :

Cards Vs Mobile Wallets ……………………………………………..[ 16 Jan 2017 ]

 

"  The major concern for the Government is that only 20 % of the entire cell phone-using population in India has smart phones

 

With ToneTag, in case of smart phones, the transfer is done by a single touch using SOUND WAVES

 

In feature phones, users need to dial a toll-free number, and the payment instruction is carried out through interactive VOICE RESPONSE "

 

===================================================

Related Readings :

ToneTag partners with GMO to expand its sound-based payment solutions in Japan   /  28 May 2019

When BHIM is here, can ARJUN be far away ? …………………………………………………………….[ 30 Dec 2016 ]

A Matter of Time ……………………………………………………………………………………………………………..[ 03 Jan 2017 ]

JUST ONE MORE STEP LEFT …………………………………………………………………………………………..[ 30 Jan 2017 ]

Simplicity : The Ultimate Mobile Wallet ?..............................................................[ 13 Feb 2017]

Wake Up , BHIM , Wake Up !..............................................................................[ 16 Mar 2017 ]

BHIM : the Unstoppable…………………………………………………………………………………………………..[ 14 April 2017 ]

A Beerud named BHIM ?.....................................................................................[ 17 Apr 2017 ]

Thank You : Beerud…………………………………………………………………………………………………………..[ 23 Apr 2017 ]

Inching Forward ?..............................................................................................[ 20 May 2017 ]

Let BHIM get MAD !............................................................................................[ 21 May 2017 ]

BHIM , the Impersonator ?...................................................................................[ 17 June 2017 ]

BHIM : Can You tango with GST ?..........................................................................[ 19 June 2017 ]

Preloaded BHIM ?................................................................................................[ 04 July 2017 ]

Closing in on BHIM V 4.0 !...................................................................................[ 05 July 2017 ]

BHIM : the Omnipresent ?....................................................................................[ 05 Sept 2017 ]

From BHIM 3.0 to BHIM 7.0 ?...............................................................................[ 14 Sept 2017 ]

Not exactly BHIM 4.0……………………………………………………………………………………………………………[ 19 Sept 2017 ]

BHIM gets a Voice !..............................................................................................[ 30 Oct 2017 ]

Google, WhatsApp, BHIM ?....................................................................................[ 14 Dec 2017 ]

BHIM   will  recognize  you……………………………………………………………………………………………………[ 30 May 2018 ]

BHIM gets friendly with GST ……………………………………………………………………………………………….[ 04 Aug 2018 ]

 

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With regards,

Hemen Parekh  /  hcp@RecruitGuru.com / 15 Dec 2020

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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