Hi Friends,

Even as I launch this today ( my 80th Birthday ), I realize that there is yet so much to say and do. There is just no time to look back, no time to wonder,"Will anyone read these pages?"

With regards,
Hemen Parekh
27 June 2013

Now as I approach my 90th birthday ( 27 June 2023 ) , I invite you to visit my Digital Avatar ( www.hemenparekh.ai ) – and continue chatting with me , even when I am no more here physically

Friday, 9 April 2021

Vaccine : a Case of Missing Data

 


Dear Dr Harshvardhanji,


Some 3 months back , I sent following e-mail :

What can go wrong, will go wrong ! …………………..[ 16 Jan 2021 ],  - where I observed :


A corollary to this rule says :  Everything cannot be anticipated . Mistakes will get made by Men – Machines –    Media – Medicines – Methods ! Even if those mistakes slow down the drive, these must not deter us. We must learn from each and every mistake and make course-correction “


Could we have anticipated a controversy surrounding vaccine ( Doses delivered – consumed – wasted - in stock – in pipeline – required etc )  ?


At this stage, it does not help to debate : Could we have or not ?


Even as you – and your able team – are working round the clock to ensure enough supplies of vaccine to each and every VDC ( Vaccine Delivery Centre ), what is urgently needed – and can be done quickly – is to transparently publish ALL vaccine-related FACTS / DATA on www.Cowin.gov.in , for everyone to see


I urge you to consider my following suggestions


With regards,

Hemen Parekh  /  hcp@RecuitGuru.com  /  10 April 2021

 ==================================================

An ordinary human in the office of Times of India, managed to collect data from the Union Health Ministry and presented it lucidly in an easy-to-grasp tabulation as you can see at :


Covid-19: India has vaccine stocks for 5.5 days, 1 more week’s in pipeline 


TOI ( 09 April 2021 ) titled that tabulation

 

> WHO’S GOT, CONSUMED HOW & WHAT’S LEFT

 

Here is how it looks ( I am leaving out the figures in many columns / rows for you to find by clicking link )

 

 

  

State/UTs

Delivered

 

( Million)

Consumed

 

(Million)

Remaining

 

(Million)

 

In Pipeline

 

(Million)

Ave Daily doses since April 01

(Million)

Remaining

( in days )

Remaining +

Pipeline

( in days )

 

Andhra

 

 

 

 

 

1.2

14.2

Bihar

 

 

 

 

 

1.6

 8.0

UP

 

 

 

 

 

2.5

16.2

Uttarakhand

 

 

 

 

 

2.9

 2.9

Odisha

 

 

 

 

 

3.2

 4.4

MP

 

 

 

 

 

3.5

18.1

Maharashtra

 

 

 

 

 

3.8

 8.8

-       So on

 

 

 

 

 

 

 

Total

111.3

91.6

19.75

24.51

3.58

5.5

12.4

 

MY  SUGGESTION  :

Ø  Unlike TOI – HT , ordinary citizen do not have access to records of Health Ministry

Ø  What prevents the Ministry to publish such eye-opening ANALYSIS on www.Cowin.gov.in  portal ?

Ø  It ( analysis / publishing ) can be done by some SOFTWARE, without human intervention

Ø  Analyzing / Publishing can be DAILY and AUTOMATIC, from data flowing in from all VDC ( Vaccine Delivery Centres ) / Govt Agency releasing orders / schedules / Vaccine Suppliers – Transporters – Recipients etc) 

Ø  Based on EXTRAPOLATION ( Weighed Averages modified by TREND ANALYSIS ), that software can even PREDICT the number of dozed that will be needed by each and every VDC for the next 7 days and accordingly issue to the Vaccine Manufacturers, precise DELIVERY SCHEDULES ( no humans )

Ø  These DELIVERY SCHEDULES themselves must be clearly viewable on COWIN portal, for each and every VDC and totaled for each and every State

Ø  The analysis must also display the “ No of dozes wasted “ due to expiry and other reasons

Ø  Cowin website must also show, for each and every VDC ( Date / Month wise ), a tabulation as follows :

#  Date

#  Opening Stock

#  Receipt during the day ( linked with Consignment Details )

#  Consumed during the day

#  Closing Stock 

=================================================

Just this morning ( 10 April 2021 ), Hindustan Times carries following- somewhat similar – tabulation, titled :

      [    according to government data accessed by HT “ – figures in Millions ]

      Vaccine Check  :  Making doses count  [  Partial reproduction ]

State / UT

Doses Received

% wastage reported

Total consumed

Doses in balance

Doses in pipeline

Tamil Nadu

 

12.4

 

 

 

Haryana

 

10.0

 

 

 

Bihar

 

 8.1

 

 

 

Telengana

 

 8.0

 

 

 

Total

115.26

 

96.27

18.99

22.30

 

Related Readings ( a list of my earlier 60 emails ) :

 

2021  ( 4 )

Ø  An Avoidable Controversy ? …………………………………..[ 07 April 2021 ]

Ø  Co-WIN 2.0 : Taking Shape …………………………………..[ 27 Feb 2021 ]

Ø  Co-WIN 2.0 : a “ Work-in-Progress “ ? ………………….[ 17 Feb 2021 ]

Ø  A Matter of Grave Concern ……………………………………..[ 05 Jan 2021 ]

 

2020 ( 36 )

Ø  Thank You, Shri Ravishankar Prasadji,……………………………[ 24 Dec 2020 ]

Ø  Marching with Matched Steps ?...................................[ 13 Dec 2020 ]

Ø  Covin App : Confirmation Coming ……………………………………[ 07 Dec 2020 ]

Ø  COVIN App : A Curtain Raiser ………………………………………….[ 04 Dec 2020 ]

Ø          Shri Indu Bhushan has a dream ……………………………………..[ 29 Nov 2020 ]

Ø  Congratulations , Dr Harshvardhanji ……………………………….[ 21 Nov 2020 ]

Ø  Standardizing Vaccination Registration Process……………….[ 31 Oct 2020 ]

Ø  Similarities could be Coincidental …………………………………….[ 24 Oct 2020 ]

Ø  Vaccine Delivery System [ VDS ] : Policy and Procedure  [ 19 Oct 2020 ]

Ø  Voting and Vaccination : Compare and Contrast…………….[ 19 Oct 2020 ]

Ø  National Clinical Registry on Covid ………………………………….[ 29 Sept 2020 ]

Ø  Thank You, Adar Poonawala ……………………………………………..[ 26 Sept 2020 ]

Ø  Bill Gates has the same concerns – and similar views ……[ 25 Sept 2020 ]

Ø  A Nightmare come true ?   ………………………………………………[ 18 Sept 2020 ]

Ø  Let me make money by selling my Health Data………………[ 02 Sept 2020 ]

Ø  Preventing ( illness ) is better than Curing………………………[ 17 Aug 2020 ]

Ø  Thank You , Cabinet Secretary   ………………………………………[ 07 Aug 2020 ]

Ø  The Changing Face of Healthcare System   …………… ……..[ 01 Aug 2020 ]

Ø  Congratulations , Sid Chakravarthy …………………………………[ 24 July 2020 ]

Ø  Probabilities  ……………………………………………………………………..[ 19 July 2020 ]

Ø  Thank You All …………………………………………………………………….[ 10 July 2010 ]

Ø  An Appeal to DCGI – and others ……………………………………..[ 09 July 2020 ]

Ø  “ Corona Kavach “ Insurance ……………………………………………[ 07 July 2020 ]

Ø  Rationing of Covid Vaccine ? …………………………………………….[ 06 July 2020 ]

Ø  Cooperating for Common Cause [ 3 C ]……………………………[ 23 June 2020 ]

Ø  Priorities for AI [ Artificial Intelligence ] portal ………........[ 31 May 2020 ]

Ø  Tele-Medicine / Tele-Health : a COVID gift ?  ………… ...... [ 20 May 2020 ]

Ø  E-Pass : By no means , an Easy Pass ……………………………….[ 20 May 2020 ]

Ø  Aarogya Setu : Ayushmaan Bhavah :………………………………..[ 22 Apr 2020 ]

Ø  Thank You, Aarogya Setu Team ………………………………………..[ 19 Apr 2020 ]

Ø  Aarogya Setu : Good Beginning / Long Way to Go……………[ 18 Apr 2020 ]

Ø  Corona Patient Case Histories : a Fragmented Database  [ 30 March 2020 ]

Ø  Remotely measuring Body Temperature ………………………….[ 27 Mar 2020 ]

Ø  Mobiles for Tracking Corona Movements ?......................[ 23 Mar 2020 ]

Ø  बहुजन हिताय बहुजन सुखाय ………………………………………………………[ 20 Mar 2020 ]

Ø  Sankalp – Sanyanm – Shastra ………………………………………….[ 20 Mar 2020 ]

 

2019 ( 2 )

Ø  No need to be secretive !  ………………………………………… ......[ 14 Nov 2019 ]

Ø  Health Data Vault                                                   ......[ 16 June 2019 ]

 

2018 ( 8 )

Ø  Thank You Madam Maneka Gandhiji …………………………….....[ 21 Dec 2018 ]

Ø  Will “ Ayushman Bharat “ listen ?                            .... [ 14  Nov  2018 ]

Ø  Ayushman Bharat : Think Big …………………………………….... [ 23 Sept 2018 ]

Ø  Personal Health History : NHS……………………………………......[ 11 Aug 2018 ]

Ø  Healthcare : The Unfolding Story                             .....[ 19  June  2018 ]

Ø  AI  for  Healthcare   …………………………………………………….....[ 17 June 2018 ]

Ø  Well begun is half done !............................................[ 03 Apr 2018 ]

Ø  Modicare : A Game Changer ……………………………………….....[ 01 Feb 2018  ]

 

2017 ( 1 )

Ø  2024 ! – V 2.0 of Orwellian 1984 ? ……………………………......[ 07 July 2017 ]

 

2016 ( 4 )

Ø  Health Care through Mobile ?........................................[ 24 Nov 2016 ]

Ø  BANMALI is the TOTAL SOLUTION ……………………………........[ 14 Nov 2016 ]

Ø  A Mobile App named " BANMALI "………………………………......[ 15 Sept 2016 ]

Ø  Saving 1.2 million Kids ……………………………………………….......[ 29 June 2016 ]

 

2015 ( 1 )

Ø  Digital Delivery of Drugs                                          .......[ 11 Oct 2015 ]

 

2012 ( 2 )

Ø  Healthcare in India ? …………………………………………………….......[ 04 Feb 2012 ]

Ø  Starving / Dying can be saved ……………………………………........[ 19 Jan 2012 ]

 

2011 ( 2 )

Ø  Medical Tourism to India…………………………………………….........[ 20 June 2011 ]

Ø  Bitter Pill ………………………………………………………………………........[ 05 June 2011 ]

 

 

 

Thursday, 8 April 2021

Mobile Wallets to obsolete Bank Accounts ?

 


 

 

Thank You, Shri Shakti Kant Dasji,

[ Governor, RBI ]


Your initiative will lead to  “ LESS CASH and MORE DIGITAL “ , India

If taken to its “logical conclusion “, it could justify re-naming,

Ø   Reserve Bank of India “ as “ Revolutionary Bank of India “

 

Context :

E Wallet may function as bank account soon   /  HT  /  08 April 2021


Extact :

This follows the Reserve Bank of India’s (RBI’s) decision on Wednesday to make it mandatory for all prepaid instruments (PPIs) such as mobile wallets and prepaid cards to be interoperable.


So far, it was voluntary for PPIs to be interoperable.


Mobile wallets will soon be allowed to transfer and receive funds, in addition to making payments, similar to bank accounts.


The RBI’s decision will let a customer send money from a wallet to a bank account and also from one company’s wallet to another.


Customers will also be able to use mobile wallets at ATMs to withdraw cash and at point-of-sale terminals (card-swiping machines).


Currently, only wallets issued by banks offered a cash withdrawal facility.


“If you put all of the announcements about PPIs together and look at the big picture, you will realise that they will be on a par with banks for most practical purposes,” said Ayan Agarwal, vice-president, Transcorp International a financial services company.


Once all the new regulations related to PPIs are in force, a student will not need a bank account. Parents can transfer money to the mobile wallet, which can be used to withdraw cash at ATMs or to make payments at merchant stores.


With wallets joining RTGS and NEFT payment systems, the student will also be able to use the wallet to pay fees, house rent and other expenses that required making bank transfers so far.

 

“If someone doesn’t want to use a bank account for transfers or swipe cards at a merchant location, they would be able to use their wallet,” said Agarwal.

 

===================================================


This is only a beginning !

 

It is only a matter of 2 / 3 years before this “ interoperability “ reaches that stage which I envisaged 4 years back in my following blog :


Ø   A Matter of Time  ……………………[  03  Jan  2017  ]

 

Extract from this blog :

 

Ø  All bank accounts of a person ( in different banks ) become inter- operable / fungible, through seamless interlinking, using Aadhar / UPI Interface in a Mobile Wallet. No need to " select " a particular bank name

               

Ø   All transactions using a Mobile Wallet, automatically entered in BLOCK- CHAIN database commonly shared by ALL banks

         

  

Ø  Wallet based algorithm will move funds across different bank accounts for best yield, constantly searching for best interest rates offered by banks on Fixed Deposits

  

This will happen automatically, much like algorithm-based share trading, taking advantage of price differences in two bourses located 300 km apart ( in one thousandths of a second ! )

          

No rocket science here considering availability of " BEST PRICE " apps for thousands of goods and services

 

And since computing power of mobiles are doubling every 18 months ( Moore's Law ), nothing will stop algo-trading through a Mobile Wallet  as well ( Demat A/C on Wallet ? )

        

Ø  Of course , future Mobile Wallets will subsume within itself , ALL AUTOMATIC PAYMENT APPS , using which ( individually ), currently I make following digital payments :

 

   #    Property Taxes / Locker Fees / Housing Society Charges / MTNL bill

 

   #    Mahanagar Gas / Tata Power / YOU broadband / Vodafone / TATA Sky TV etc

 

 

I expect , a future Mobile Wallet to take care of ALL my periodic duesautomatically

 

 

With regards,

Hemen Parekh  /  hcp@RecruitGuru.com  /  09 April  2021

=============================================

Added on 15 April 2021 :


India cannot ignore the promise of big Blockchain innovations   "


Extract :

 In this world, Wall Street’s capabilities will be available to everyone, according to Balaji Srinivasan, an angel investor who was once chief technology officer at Coinbase Global, the largest US crypto exchange about to go public.


 “We could turn every phone into not just a bank account but a bona fide Bloomberg Terminal," 


he writes on his blog.